A new home is a meaningful investment in your next chapter, and
there’s no better place to begin again than the communities of Ne
w
York City. And when it’s time to find or list your luxury home, fixe
r
upper, or condo in the area,
I’m the agent most dedicated to your
personal needs and story. For years I have dedicated myself to my
community through service that e
xemplifies my passion for helping
and educating home buyers and sellers of all walks. From the start
of our professional partnership, I make it my mission t
o
communicate with and listen to my clients, blending their need
s
with my own market strategies to create a seamless sale. With this
end in mind, my results are inspired by you and the priorities most
important to you. When it’s time for your next move, I want to help
you invest in a future that you can be proud of
.
HELL
O,
pmancinii
@p
e
n
realty.net
@petermancinipen
realty
p
e
n
realty.net
01
Here at RCG Mortgage we pride ourselves on our transparency,
accountability and being able to provide a “N
ordstrom”
experience coupled with a “Ford” assembly line. RCG is glad to
work with any and all clients, no matter what their financial
goals may be.
Based in Hauppauge, NY, RCG Mortgage is a multi-faceted
mortgage broker company specializing in the local market’
s
needs. RCG Mortgage was founded in 2017 by broker Andrew
Russell with the end goal of making the mortgage proces
s as
easy and efficient as possible for a mortgage client.
Working with
RCG offers multiple advan
tages:
We work with mult
iple lenders offering many
option
s
We offer competitiv
e interest rates and
prod
ucts. We simplify the u
nderwriting process.
The level of service RCG Offers is world class.
BROKERS DO IT BETTER... RCG
DOE
S
IT BEST
02
MEE
T YOUR
MORTGAGE BROK
ER
HOME SELLE
R'S
ROADMAP
1
2
3
4
8765
9
10
Match wit
h an
agent t
hat you feel
comfortab
le with.
Find a co
mpetitive
price for your
h
ome with your
real
tor
Clean and decorate!
Get your h
ome
ready for viewing
s
Your realtor will li
st
your home on
multipl
e sites
Your home is
on the market!
Keep your c
alendar
open to
accomodate
poten
tial buyers
Time to review
a
nd nego
tiate
offers
Time to mov
e out
and finalize
p
aperwork
Congrat
ulations!
You've sold
your hou
se
A legal con
tract is
created bet
ween you
and th
e buyer
FI
N
D AGENT
PRICI
N
G
S
TA
GI
N
G
M
A
RKETING
LISTING
SH
OWI
N
GS
OFFE
RS
FI
NAL DETAILS
CLOSI
N
G
UN
DE
R
CONTRACT
03
PREPARING
TO SELL
F
INDING A
GREAT AGEN
T
F
INDING A
GREAT AGEN
T
INDUST
RY
KNO
WLEDGE
PRO
F
ESS
IONAL
EXPERIENCE
CUSTOMER
SERVICE
SMART
NEGOTIATING
Finding a real estate age
nt that
yo
u trust
a
nd feel
comfortable with is as hard as finding
t
he right
h
ouse to
call
a home. A purchase
of this mag
nitude
is a huge lif
e decision
and you want to make sure that you
r re
al estate
a
gent is as
invested in th
is sale as you
are. We have
a
great selec
tion
of agen
ts who h
ave over 50 co
mbined yea
rs of experie
nce.
Our agents have access
to a wide variety of
resources that is not
readily available to the
public. They can help y
ou determine the
best price and time
to sell
.
Our agents must undergo annual training
and compliance
to ensure that they are up
to date on any changes in
legal or
administrative paperw
ork. A strong offer
and negotiate with the se
ller on your
behalf.
Our agents are dedicated to helping
you
answer any questions that
arise from this
process. We treat you, how we w
ould
like you to treat us!
With our collec
tive experience and
expertise, we can help you negotiate the
best price for
your home.
04
EST
ABLIS
H A PRICE
LISTING
Setting a reasonable listing price is one of the most
important aspects in the entire home selling process.
If you list too high, you might not get any offers and it can
take you a while to sell your home.
Alternatively, if you price too low, you might be missing out
on a greater return on your investment.
05
PREPARE
YOUR HOME
HOME ST
AG
ING TIPS
The way you style your home
can be a make
it or break it point for a potential buyer. They
have to be able to picture themselves living in
your space, so be mindful of what you leave
visible to viewers.
You can hire or rent professional props and
decorators to help stage your home.
Consider getting profess
ional photos taken as
these determine the first impression the
potential buyer will have of your house.
07
Having you
r home p
hotog
raphed
is an imp
ortant
first st
ep in g
etting
ready to
sell. Photos
are buy
ers first i
mpressio
n of you
r home,
and th
ey need
to be
a
ble to e
nvisio
n it as t
heir own
. This c
hecklis
t gives
you reco
mmenda
tions
to
get you
r home p
hoto-re
ady, as we
ll as pre
paring it to be
shown
to futu
re
buye
rs.
PHOTOS & SHOWINGS PREP
Get Ready to Sell - Ch
ecklist
Clear off all flat surfaces - le
ss is more.
Put away pap
ers and misc. items.
Deperson
alize: take down family
photos and put
away p
ersonal items.
Trim b
ushes an
d clean up
flower bed
s.
Press
ure wash walkways and
d
riveway.
Add
a welcome mat
to the fron
t door.
IN
SID
E
Increase curb ap
peal: remove
all
yard clutt
er and pla
nt colorful
fl
owers.
Deep clean th
e entire house.
Touch up paint on walls, trim &
d
oors.
Clear off the refrig
erator: remove all
magnet
s, photos and
papers.
Replace b
urnt out ligh
t bulbs and d
ust all
light fixt
ures.
THINGS YOU CAN DO AHEAD OF TIME
PR
O
T
IP
OUTS
IDE
Don’t be te
mpte
d to s
hove t
hings
insid
e
closets!
Curiou
s buy
ers loo
k in th
ere to
o.
C
le
ar
of
f c
ou
n
te
rto
p
s,
re
mo
v
in
g
as
m
an
y
it
em
s
as
p
os
si
bl
e.
Put a
w
ay
d
is
h
es
, p
la
c
e spong
e
s
an
d
c
le
an
in
g
it
e
ms
under
ne
a
th
the s
in
k
.
Hang dish t
owels neatly and
remove rugs, poth
olders, trivets,
etc.
Ho
use s
hou
ld be very
clean
and
look
ing i
t’
s b
est.
La
wn sh
ould
be f
reshl
y mow
ed an
d edged.
Move p
et d
ishes
, toy
s and
ken
nels
out
of sig
ht.
Ma
ke b
eds,
put
away c
loth
ing,
toys
and
valua
bles
.
Tu
rn on
all lig
hts
and
turn
off c
eiling
fans
.
ON THE DAY OF PHOTOGRAPHY OR S
HOWINGS
KI
TCHE
N
R
em
o
ve
p
er
so
na
l
ite
m
s f
ro
m
co
u
nt
er
s, showers
a
nd
t
ub a
re
as
.
BATHROOMS
M
o
ve
c
le
an
i
ng
i
te
m
s,
p
lu
ng
e
rs
a
nd
tra
s
h c
an
s
o
ut
of
sig
h
t.
Close toil
et lids, remove rugs and han
g
towels neat
ly.
IN
GE
NE
RA
L
PRO
TIP
Before a showi
ng, make
sure there are not
any
lingering cooking
aromas,
pet odors
, or other st
rong
smells. This can be a deal
breaker to some buyers
.
08
START WITH THE RIGHT
PRICE
Home
s that
are price
d strate
gically f
rom the
beginn
ing are
much mo
re likely to sell
faster than
those
that a
re priced
too hi
gh for th
e market
. C
omparin
g simila
r
homes in yo
ur area t
hat ha
ve sold
and th
at are cu
rrently
for sale wi
ll help
d
etermin
e a fair marke
t price to list yo
ur home
.
MAKE HOME MAINTENA
NCE A PRIORITY
Prepa
ring to
sell oft
en requ
ires pu
tting
some mon
ey and
work int
o your h
ome.
Wh
en buye
rs see rep
airs th
at need
to be d
one, t
hey sta
rt lookin
g for wh
at else
cou
ld be wro
ng with
the h
ouse. Th
is cou
ld cost
you th
ousan
ds off yo
ur askin
g
price
or even
risk losi
ng the
sale. Be
ing proa
ctive an
d comp
leting
home re
pairs
befo
re listin
g will h
elp sell
ing go
smooth
er and q
uicker. Y
ou can
even h
ave a
pre-list
ing ins
pectio
n don
e if you wa
nt to
avoid th
e poss
ibility of surpri
ses late
r
on.
DEPERSO
NALIZE & MINIMALIZE
To m
ake your
home fee
l more sp
acious
, try to m
inimize as much
of your
belo
nging
s as po
ssible. No clutt
er aroun
d the h
ouse
lets bu
yers see
your hou
se
and not
your th
ings. T
hey nee
d to be
able to
picture
your ho
me as th
eir own
, so
put away t
he famil
y photographs
. Evalua
te what
you can
poten
tially li
ve witho
ut
for the
next s
everal mo
nths a
nd sta
rt packi
ng. It al
l needs
to be p
acked an
yway, so
you might as well ge
t a head
start!
CLEAN, C
LEAN & THEN CLEAN SOME MORE
Everyo
ne lov
es a clea
n home
, so clea
n yours
like you've neve
r cleane
d before!
Sho
w your ho
me at it
s best w
ith a sp
otless
kitche
n, sup
er clean
bathro
oms, an
d
shi
ny floors
. You do
n't ha
ve to liv
e like a c
lean frea
k forever,
but bu
yers are
s
ure to a
ppreciat
e your e
fforts!
BE READY & W
ILLING TO SHOW
Sho
wing you
r home is an imp
ortant
part of t
he sell
ing pro
cess, an
d bein
g
acco
mmodat
ing to
showin
g reque
sts will i
ncrease
the lik
elihood
of find
ing a b
uyer.
Keep
you ho
me as "s
how read
y" as p
ossible
at all t
imes so t
hat you
can q
uickly
tidy
up on
short n
otice a
nd leav
e your ho
me (tak
ing you
r pets wi
th you) before
t
he pot
ential
buyers a
rrive.
TOP 5 WAYS
TO PREP YOUR HO
ME TO SE
LL FAST
09
FIND A
BUYER
Marketing
Marketing
T
ips
10
Do n
ot list on one s
ite onl
y,
be s
ure to lis
t your h
ouse on
sev
eral differ
ent platforms
Make
sure th
at the p
hoto
s
you u
se to ma
rket you
r
hom
e are brig
ht, clear,
and capture
a
ll angle
s.
Buyers will feel
m
ore comfo
rtable
wi
th more p
hoto
s.
Be d
etailed
in your
des
cription
Keep
your cale
ndar as
flexi
ble as po
ssible! You
don
't want to miss o
ut
on any o
pportu
nities
!
OUR
MARKETING
STRATEGY
For Maximum Expos
ure
When we list you
r home,
your listin
g will receive
maximum exposu
re
using our extens
ive
marketing techniques.
SOC
IAL MEDIA
MARKETING
Your listing will be
shared with our
extensive network of
real estate agents to
increase your
home's visibility.
NETWORK
MARKETING
Your home will be
featured in our email
newsletter as well as sent
out to our active buyers
list of clients who are
currently looking for
homes.
EMAIL
MARKETING
We use a variety of social
media networks like
Instagram, Facebook,
Pinterest, Twitter and
LinkedIn to get the word
out about your list
ing.
11
LISTING
Make sure your p
hotos and descript
ions are clear,
attractive, an
d relevant. These are the first
imp
ressions of your home to a p
otential buyer.
Con
gratulat
ions! You
have offi
cially liste
d your
home for sale.
Our real estate ag
ents will
u
se their n
etwork to
ensure
that
your listin
g is as vis
ible as po
ssible, a
nd reache
s
the a
ppropri
ate audie
nce.
If you
want, we can
supply a s
ign for yo
ur front yard
to
let passerby's know of you
r intent
ions to s
ell.
12
For the first few weeks/ weekends,
mak
e sure
that your calendar is flexible fo
r s
howings.
This will h
elp provide po
tential buyers a
greater n
umber of viewing op
tions.
Pri
vate
vie
wing
s as
well
as o
pen
hou
se v
iew
ings
will
be
se
t up
du
ring
the
first
few
week
s of
listi
ng y
our h
om
e.
Yo
u sh
ou
ld ma
ke a
rran
gem
ent
s for
pet
s an
d ch
ildr
en
du
rin
g vie
win
g tim
es,
to h
elp
mak
e th
e vie
win
g
ex
peri
enc
e as p
lea
san
t and
di
strac
tion
free
as p
oss
ible
.
SHOWING
14
Ma
ke th
e b
eds a
nd f
luff
pi
llows
Thro
w
Co
mple
te t
he ab
ov
e list
(15 m
inu
te lis
t)
Va
cum,
swee
p an
d mo
p th
e flo
ors
Wi
pe a
ll major ap
plia
nces
, glas
s, an
d mi
rrors
Fold
or h
ang
Up
visib
le cl
oth
ing n
icel
y Dus
t an
y visi
ble or rea
chab
le ar
eas
Aw
ay an
y ga
rbag
e
Em
pty o
ut g
arb
age c
ans
a
nd ta
ke ou
t th
e tra
sh C
lean
the
Co
unt
erto
ps a
nd p
ut a
way
di
shes
De
clut
ter th
e h
ome,
remo
ve
an
y toy
s
Tu
rn on all
indo
or an
d
ou
tdo
or lig
hts
SHOWING CHE
CKLIST
IF YOU ONLY HAV
E
FIFTEEN MINUTES
15
IF YOU HAVE M
ORE THAN AN HOUR
OFFERS & NEGOTIATIONS
Some s
ellers acce
pt a lower p
riced cash
offer o
ver a high
er priced lo
an offer
beca
use there
are typicall
y less issu
es that
come up, like for e
xample a lo
an fallin
g
thro
ugh. Co
nsider you
r timeline
and
finances to ev
aluate if it
is worth acc
epting
a lower o
ffer for a fas
ter closin
g and of
ten a
much
simpler pro
cess.
Some b
uyers may be lookin
g to move
in as
soo
n as poss
ible, whil
e others m
ay need
more t
ime in orde
r to sell th
eir own ho
use.
You m
ay be able to select an
offer bas
ed
on a timeframe that wo
rks best
f
or you, or
yo
u migh
t have to
be more flex
ible in ord
er
to clos
e the deal.
Accepting the highest price
offer seems like a logical
choice, but there are
many factors to consider when
reviewing an offer and knowing your options lets you
come up with
a plan that works best for you.
CASH O
FFER
CLOS
ING DATE
Fact
ors to Co
nsider
16
Closing costs fall under the bu
yer's
list of expen
ses, but buyers may
ask the seller to pay for a portion,
or all of this exp
ense, as part of the
sale negot
iation.
A contin
gency clause is a qualifying
factor that h
as to be met in order
for the buyer to mo
ve forward with
the sale. Cont
ingency clauses often
include d
etails of financing
,
inspecti
ons and home sales, and
the terms can be neg
otiated
between the parties. Th
e
contingency allo
ws the buyer to
b
ack out of the contract wit
hout
penalty if the terms are not met.
CLOS
ING COSTS
CONT
INGENCY CLAUSES
1
7
INSPECTION
POSSIBLE REPA
IR
REQUESTS
Property inspections are done to
make sure that the home is in the
conditio
n for which it appears. If the
property inspector finds any issues,
the b
uyer can decide if they want to
back out of the contract or
renegotiate the terms of the sale.
After an insp
ection, buyers may have repairs
they would l
ike completed before p
urchasing
your home. Typica
lly there is room for
negot
iation, but some of these items can be
deal breakers. It is n
ecessary for both partie
s
to come to an
agreement on what will be
repaired and wh
at will not, and if th
ere will be
a price dedu
ction in order to acco
mmodate
for the repairs
.
Once you and the buyer have agreed on terms, a
sales agreement is sig
ned and your home is
officially un
der contract.
Under Contract
Steps
Before Clos
ing
18
APPRAISAL
FINAL WALK TH
R
OUGH
If the buyer is applying for a loan, the
bank will request an appraisal to
confirm that the home is worth the loan
amount. The appraisal takes into
account factors such as similar
property values, the home's age,
location, size and condition to
determine the current value of the
property.
Before a buyer signs the closing
paperwork, they will come to the
home to do a final walk through. This
last step is to verify that no damage
has been done to the property since
the inspection, that any agreed up
on
repairs have been completed, and
that nothing from the purchase
agreement has been removed from
the home.
19
PET
ER M
ANCINI
pmancinii@p
e
nrealty.net
91
7-91
6-51
26
p
e
nrealty.net
Licens
ed Real Est
ate Associat
e Broker