Brooklyn Homebuyer Deal-Proof Checklist

By Peter Mancini, Pen Realty |

A

Signature Experience

Before

Y

ou Make an Offer

[ ] Get pre-approved by a rep utable len der (not just pre-qu alified) [ ] Clarify your budget, including d own payme nt, clo sing costs, and reserves [ ] Identify your non-neg otiables vs. nice-to-h aves in a home [ ] Research neighborhood comps and ma rket co nditions [ ] Review Pen Realty's Buyer Guide: penrealty .net/blog

Protect

Y

ourself in

the Offer

[ ] Include smart contingencies (financi ng, inspectio n, a ppraisal ) [ ] Propose clear timel ines for all stages of the dea l [ ] Use an earnest money deposit structure that protects you [ ] Confirm your of fer is backed by a strong attorney and lender [ ] Attach a pre-approval letter with the of fer

Red Flags to W

atch

For

[ ] Seller delays communication or b ecomes unco operative [ ] Sudden price or contract changes without explana ti on [ ] Refusal to allow i nspections or ap praisal s [ ] Incomplete or vague terms in the sa les agreeme nt

Once Under Contract

[ ] Schedule and atte nd the home insp ection [ ] Finalize your mortgage appli cation and l ock in rate [ ] Order your appraisal and review re sults with your age nt [ ] Conduct title search an d secure title insura nce [ ] Review Closing Disclo sure at least 3 days before cl osing

Final Steps Before Closi

ng

[ ] Conduct final walk-through (within 24 hou rs of clo sing) [ ] Bring all documents + certifi ed funds to closing

Brooklyn Homebuyer Deal-Proof Checklist

By Peter Mancini, Pen Realty |

A

Signature Experience

[ ] T ransfer utilities and schedule your move [ ] Celebrate - and re key your locks! Nee d help navi gating this pro cess? Call Peter Mancini at 917.916.5126 or visit penrealty .net Support Alzheimer's families by donating to CaringKind NYC: penrealty .net/donate-to-caring-kind-ny
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