Set Y our Financial Goal: - Know how much you need for a do wn payment and cl osing costs. - Create a monthly s avings target. Choose a Smart R ental: - Prioritize neighborhoods close to your future buying goals (e.g., Brooklyn Heights, DUMBO, Fort Greene, Park Slo pe). - Negotiate l ower rent to save more cash . Stay Lease-Fl exible: - Opt for a lease that allows you to move when the right buying opportu nity c omes. - W atch out for early termination penalties. Budget for Owners hip Now: - Practice budgeting for future home expenses (taxes, maintenance, HOA fees if applicable). Strengthen Y our Credit Score: - Pay all bi lls on time. - Keep credit card balances low . - A void taking on new debt before applying for a mortgage. Monitor Brooklyn Market T rends: - Follow insights from The W all Street Journal, The Real Deal, and The New Y ork T imes. - Stay updated on your target neighborhoods' marke t con ditions. W ork With a Local Real Estate Expert: - Partner with a Brooklyn real estate expert - Peter Mancini of Pen Realty .

- Start mapping out your buying strategy early . Schedule Y our 15-Minute Discovery Call: - Let's review your goals, neighborhoods, and timeline together . - Schedule here: https://penrealty .net/contact Support Community Cause s: - Give back while you grow your future! Sup port C aringKi nd NYC. - Donate here: https://give.caringkindnyc.o rg/te am/63010 0